A Roth IRA is a retirement account with flexibility. Contributions are made with after-tax money. This gives you access to your contributions (tax-and penalty-free) at any time, while earnings may be withdrawn federally tax-free, under certain conditions.*
A Roth IRA can supplement your retirement plan, allowing you access to your funds for life’s twists and turns.
* We suggest that you talk with your tax advisor for any tax treatment questions on Roth IRA contributions and distributions, including any possible state income taxes. Thrivent and its employees and representatives cannot provide tax advice.