How to buy mutual funds from Thrivent

We’re delighted you’re considering Thrivent Mutual Funds. No matter how you buy, we’re here to help you invest with confidence.

Buy online through Thrivent Funds

You can open an account and purchase funds right on our site.

Why buy online?

  • Set up an account starting with as little as $50 per month1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Buy through a financial professional

Need more guidance? Ask your financial professional about Thrivent Mutual Funds.

Why work with a financial professional?

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.

Additional fees may apply, when working with a financial professional.


Buy through an investment account

Our funds can be purchased through other online brokerage platforms. Search for Thrivent Mutual Funds when making your selections.

Why buy through a brokerage account?

  • Add Thrivent Mutual Funds to investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.

Additional fees may apply.


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We want you to invest your money wisely and with confidence. Here are some other options that may help you.


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1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds “automatic purchase plan.” Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. $50 a month automatic investment does not apply to the Thrivent Money Market Fund or Thrivent Limited Maturity Bond Fund, which have a minimum monthly investment of $100.

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Resetting the stage and remember what you’re buying


By David Royal, Chief Investment Officer | 3/18/2020

It was another volatile day in the markets today (Wednesday). Even though the markets closed well above their session lows, the Dow Jones Industrial Average was still down 6.3%, the S&P 500 was down 5.2%, the tech-heavy Nasdaq was down 4.7%, and the Russell 2000 small cap index was down over 10%. And as I reflect on the day, I feel a bit like I do after a good workout—exhausted but energized, calm but focused.

Indiscriminate selling

Some of the following is admittedly my own perception, but today was a day, perhaps even more than other days recently, when selling at times appeared indiscriminate. Some companies’ stocks are clearly and dramatically affected by the coronavirus and related impacts on economic activity, such as those firms in the travel and leisure sectors. The market is engaging in “price discovery;” coming to an estimate of the current value of those stocks based on new information. But some other companies that we believe have great businesses suffered massive declines today and the reasons for the extent of those declines aren’t clear to me based on any fundamental analysis.

Even the prices of U.S. treasury bonds declined today (that is, yields increased). Normally, in a “risk-off” environment when investors are looking for safe assets, the prices of treasury securities increase. One factor driving the increase in bond yields could be a concern by investors over the likely increase in deficits to pay for government coronavirus programs and stimulus spending. However, I believe a significant driver of the selloff in treasury bonds is that investors were looking above all to hold cash and cash equivalents.

We see this phenomenon in many different markets. In times of extreme stress, market participants often sell whatever they’re able to sell and that’s often the more liquid investments. The high-yield or “junk” bond market is a good example. Counterintuitively, the higher quality bonds within the high-yield space (the less ‘junky’ junk bonds) often are the first to sell off because the even lower quality high-yield bonds are less liquid and trade very little or not at all.

Even in the stock market, which is generally very liquid, we see some of this type of selling on days like this. Investors want to have cash, either to reduce risk or perhaps to buy stocks that have significantly declined. So, they sell some of their more liquid holdings, perhaps stocks that haven’t gone down as much. Stocks of great companies can sometimes trade at very attractive valuations in such periods of market stress.

Remember what you’re buying

The lesson, I think, is not to pay too much attention to market prices in times of extreme volatility. Remember that when you buy a stock, you’re buying a part of a business and a share of that business’s long-term earnings. When you buy a bond, you’re indirectly lending money to an issuer and relying on its ability to pay you back.

This brings me back to why I—and I believe I can speak for the rest of our investment team as well—feel energized. When markets are going up in a relatively steady fashion and with low volatility, it can be harder to add value through stock or credit selection. It is times such as these when the value of active management can be most evident. We believe it’s critically important to analyze individual securities, and we seek to buy those securities that we believe have been beaten down unnecessarily and represent good value.

So we’re excited for the markets to open again in the morning. I’m keeping a close eye on the news and on the overnight futures markets. We’ll be back at it again shortly, looking for opportunities for our investors. Tomorrow is another day, and we’re going to do our best to make it a good one. 

Media contact: Samantha Mehrotra, 612-844-4197;

David Royal
Chief Investment Officer

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All information and representations herein are as of 3/18/2020, unless otherwise noted.

The views expressed are as of the date given, may change as market or other conditions change, and may differ from views expressed by other Thrivent Asset Management, LLC associates. Actual investment decisions made by Thrivent Asset Management, LLC will not necessarily reflect the views expressed. This information should not be considered investment advice or a recommendation of any particular security, strategy or product.  Investment decisions should always be made based on an investor's specific financial needs, objectives, goals, time horizon, and risk tolerance.

Past performance is not necessarily indicative of future results.

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