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How to buy mutual funds from Thrivent

We’re delighted you’re considering Thrivent Mutual Funds. No matter how you buy, we’re here to help you invest with confidence.

Buy online through Thrivent Funds

You can open an account and purchase funds right on our site.

Why buy online?

  • Set up an account starting with as little as $50 per month1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Buy through a financial professional

Need more guidance? Ask your financial professional about Thrivent Mutual Funds.

Why work with a financial professional?

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.

Additional fees may apply, when working with a financial professional.


Buy through an investment account

Our funds can be purchased through other online brokerage platforms. Search for Thrivent Mutual Funds when making your selections.

Why buy through a brokerage account?

  • Add Thrivent Mutual Funds to investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.

Additional fees may apply.


Not quite ready?

We want you to invest your money wisely and with confidence. Here are some other options that may help you.


Need more help?

Call or email us.

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1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds “automatic purchase plan.” Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. $50 a month automatic investment does not apply to the Thrivent Money Market Fund or Thrivent Limited Maturity Bond Fund, which have a minimum monthly investment of $100.

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The Inevitability of Volatiltiy, Feature

You’ll want to get comfortable with volatility if you plan to invest in the stock market. Markets go up and down, and volatility can also vary greatly with the types of investments you select. It may help to look back at market performance of an index like the S&P 500® i, which is a market-cap-weighted index that represents the average performance of a group of 500 large-capitalization stocks. Generally, bear markets—a decline of 20 percent or more—have been followed by a bull market recovery of at least 20 percent within a year.

Whatever happens with the market, there are steps you can take that may help to mitigate the effects of volatility.

Here are 3 ideas to consider:

1. Diversify
Balance your portfolio by increasing the diversification of products and asset classes you include - which could help with downside protection and reduce risk during volatile market periods.

2. Don’t try to time the market
Timing the market or making decisions by attempting to predict the future is not a practical strategy. It is very risky, can result in high fees and potentially leads to lower long-term returns.

3. Keep buying even during volatile periods
Dollar-cost averaging is the strategy of investing a set amount of money in an investment on regular periodic intervals. It’s been a popular approach because it compels individuals to invest the same dollar amount on a consistent basis no matter what the market is doing. It also compels you to ignore market volatility and continue to participate actively in the market. Because dollar cost averaging involves continuous investing, investors should consider their long-term ability to continue to make purchases through periods of low price levels and varying economic periods.

Volatility will always be a part of the market, but there are options to help smooth out the bumps.  Keep in mind, although these can help reduce the risk of investing, nothing can completely eliminate risks. These steps cannot guarantee a profit or protect against a loss in a declining market.

Learn more about how we can help plan your path to investing.


i An index is unmanaged, and an investment cannot be made directly in an index.


Past performance is not necessarily indicative of future results.

This information should not be considered investment advice or a recommendation of any particular security, strategy or product. Investment decisions should always be made based on an investor's specific financial needs, objectives, goals, time horizon, and risk tolerance.